Credit Manager - Khammam

Manage and oversee all credit-related activities for the Khammam branch, ensuring compliance with company policies and risk management guidelines. Job Responsibilities:** * Evaluate creditworthiness of new and existing customers by analyzing financial statements, credit reports, and other relevant data. * Approve or reject credit applications within delegated authority limits, providing clear justifications for decisions. * Monitor customer accounts for overdue payments and initiate appropriate collection actions. * Negotiate repayment plans and settlements with customers when necessary. * Develop and implement strategies to minimize credit risk and bad debt. * Prepare regular reports on credit portfolio performance, including credit exposures, collections, and provisions.…